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Home warranties vary from one company to the next in a variety of aspects. These aspects include rates, deductibles and also what is and is not covered under the warranty. However, the vast majority of home warranties will cover these five crucial areas in your home.

Buying a home for the first time is very exciting - no more renting, you are now paying and investing in yourself by paying your mortgage. However, through all the excitement of a mortgage and buying a new home, it's easy to get carried away and to forget some important things you should be looking for.

Home warranties have been around for years. However, until recently, home warranties were a well kept secret. Today, home warranties are much more common and are steadily rising in popularity. Although now, many people just don't know much about home warranties including what 'standard coverage' is for a home warranty and what they can expect for coverage from a home warranty.

When you are purchasing a home, whether it is your first or not, it is important that you protect yourself and your investment. Many people will make sure their appliances have warranties, as well as their vehicles. Most people will not make a big purchase like those without a warranty, so why is it that so many people make the biggest purchase of their lives (a home) and do not get a warranty?

Buying your first home is exciting. No more rental payments to a landlord making money for someone else. Instead, you are purchasing your own home and investing in yourself. Money paid to your home mortgage is really investing in your future.

You screamed when you saw your cupboard filled with white, ant-like insects, eating the boxes of your dry goods. Imagine yourself seeing them munching your important papers: Deeds, Certificate of Title, and car registration -- you'll definitely go beyond screaming.

No one wants a termite infestation to hit their home, but if you are not careful you might actually be attracting the pests. If you have a crawl space to allow for access to your home's foundation, you could have an environment that's ideal for termite colonies to live in and thrive.

Many people believe that because your pool is made of solid construction materials like reinforced concrete and ceramic tiles, your pool is in no danger of termite infestation. Think again. Pools and surrounding pool areas are also prime targets of termites.

You look at your recently refurbished kitchen and your eyes love what they see. The smell of oak and other wooden panels, the wooden countertops, the wooden cupboards, everything smells of taste and elegance. And you are raring to start the oven and whip up your favorite dish.

While most homeowners are concerned about termites and the possibility of an infestation, they often tend to overlook their firewood when trying to keep termites away from their house. Part of the reason for this is that many homeowners who have a fireplace or wood-burning stove just don't think about the possibility of termites in their firewood, and in many cases even if they do they'll just shrug it off and figure that the wood is just going into the fire anyway so there isn't really much to worry about.