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If you own a boat, you possibly never thought you could, or should insure it. Just because the boat is not likely to be stolen, it does not mean that you should not have boat insurance. Similar to car insurance, boat insurance will cover the damages to your boat in the event of a collision, fire and property and personal damages.
12: Insuring Your Body Parts
If you have not already heard, a lot of celebrities are insuring their body parts which they claim are part of their brand. It has become almost the thing of legends, when stars like Dolly Parton, Gene Simmons, Jennifer Lopez and Michael Flatley take out insurance policies on their breasts, legs and bums.
13: Umbrella Insurance-What Is It And Why Do You Need It
Many people are unsure of what umbrella insurance really is. They see insurance companies using umbrella logos and pictures and they assume that this means the insurer is covering us on a rainy day or during a time of need or that they cover you for every eventuality.
14: Important Things You Need To Know About Life Insurance
The idea of dying and leaving our loved ones behind is not a pleasant thought. No one likes to think about their own death. Unfortunately it is part of life and as such it needs to be planned and provided for. The following guidelines will help you make the right choices when choosing your life insurance.
15: Making Sure Your Insurance Company Pays Out Quickly
Taking out an insurance policy is an act of trust and you may be worried that when the time to claim comes around, your claim might be disputed, delayed or even rejected. Insurance companies are capitalist enterprises based on the need for profits, so expecting them to be charitable and pay out all claims is a little naive.
16: How To Deal With A Car Theft
As the old saying goes ‘prevention is better than cure’. There are several things you can do to deter would be car thieves from making off with your beloved vehicle. Using common sense is definitely your first line of defense. Lock your doors and do not leave your keys in the ignition or in the vehicle. This will already deter opportunistic thieves.
17: Life Events That Influence Your Insurance
Insurance companies partly use profiles of their clients to determine their risk. These profiles are based on how we have lived our lives. It therefore makes sense that important events in our lives will change our profiles and as a consequence change our potential risk.
18: Everything You Need to Know About Pet Insurance
Pets have become as important in our lives as our children and for some people, their pets are their children. Thanks to dietary and veterinary advances, pets, like people, are living for significantly longer and as such are seeing more veterinary care.
19: Do I Have Enough Insurance Cover
Most people are either underinsured or over insured. There can be many different reasons for this, but at the end of the day the onus is on us to make sure we have adequate cover.
20: 7 Easy Steps To Save On Insurance
Keeping your mileage low can save you a lot of money per year. Travelling by public transport or carpooling reduces your risk profile and as such will lower your monthly premium.
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