Mortgage Articles

If you are a first time home buyer who has never investigated their mortgage options before, you have plenty to learn and understand about how mortgages work before you can choose the best mortgage for your situation.

When you refinance a mortgage, you use money from a new mortgage to pay off your existing one. When done at the right time, refinancing can be an excellent way of reducing your total debt or providing you with significant savings on your monthly mortgage payments.

Something I want to share with you is the phenomenon of your borrowers saving your junk mail! Does yours do the job?

Learn how foreclosure and deficiency judgments are related and what can be done to reduce or eliminate judgments with alternative solutions.

Learn what a "deed in lieu of foreclosure" is and whether it can really benefit a homeowner in foreclosure.

Do Lenders really mistreat foreclosure victims? Learn the truth from both sides, lenders and homeowners, and ways to resolve abuse of homeowners.

Learn the most common problems encountered in resolving a foreclosure and the truths about how to fix them.

Learn the two most common misconceptions about foreclosure and the secret truths about how to fix the actual problems.

Whether they realize it or not, more people than ever have bad credit. When it comes to buying a home, this is bad news for the prospective buyer. If you are ready to buy a home, you need good credit in order to impress the lenders you will be asking to loan you money. But sometimes it can be confusing to see where you should begin to repair your credit.

When buying a home, the questions you ask your realtor are crucial. Your realtor is assisting you with an important financial matter, so you need to be sure that the decision is in your best interest. The following are ten questions you should be asking as you are working with a realtor or before you hire them to assist you (and you're sure to come up with more questions as you move along in the process).