Insurance Articles

In the modern day both men and woman are increasingly purchasing jewelry. Although the price of certain types of jewelry has come down, these items remain quite valuable. If you have home contents insurance, you may think that you are fully covered if something happens to your jewelry.

Medical schemes are very different to traditional health insurance companies. They are not-for-profit organisations and belong to their members. Medical schemes function by pooling together contributions from members and then when members are in need of medical services, these funds are used to pay for the expenses.

If you have just bought your very first home, you are probably unaware of how your purchase has affected your insurance profile and that you need to review your existing insurance cover. In fact, even upgrading from a small, cheap house to a larger family home will impact on your insurance.

So the unthinkable has happened and you need to claim from your insurance company. This is often a nerve-wracking time for everyone. If you have not read your insurance policy for a while, you may be unsure of what excess you will need to pay.

If you own a boat, you possibly never thought you could, or should insure it. Just because the boat is not likely to be stolen, it does not mean that you should not have boat insurance. Similar to car insurance, boat insurance will cover the damages to your boat in the event of a collision, fire and property and personal damages.

If you have not already heard, a lot of celebrities are insuring their body parts which they claim are part of their brand. It has become almost the thing of legends, when stars like Dolly Parton, Gene Simmons, Jennifer Lopez and Michael Flatley take out insurance policies on their breasts, legs and bums.

Many people are unsure of what umbrella insurance really is. They see insurance companies using umbrella logos and pictures and they assume that this means the insurer is covering us on a rainy day or during a time of need or that they cover you for every eventuality.

The idea of dying and leaving our loved ones behind is not a pleasant thought. No one likes to think about their own death. Unfortunately it is part of life and as such it needs to be planned and provided for. The following guidelines will help you make the right choices when choosing your life insurance.

Taking out an insurance policy is an act of trust and you may be worried that when the time to claim comes around, your claim might be disputed, delayed or even rejected. Insurance companies are capitalist enterprises based on the need for profits, so expecting them to be charitable and pay out all claims is a little naive.

As the old saying goes ‘prevention is better than cure’. There are several things you can do to deter would be car thieves from making off with your beloved vehicle. Using common sense is definitely your first line of defense. Lock your doors and do not leave your keys in the ignition or in the vehicle. This will already deter opportunistic thieves.